Privacy Policy Information

Your privacy matters and is protected by our policy

This privacy policy is effective as of January 15, 2026, and may be updated periodically to support transparency and compliance.

Information We Collect and Use

We collect user information to provide relevant advice, improve our services, and communicate updates regarding APR rates, fees, and repayment terms. Your privacy is protected at all times.

  • Contact details submitted via our forms
  • Device and browser technical data
  • Marketing communication preferences
  • Interaction with blog content
  • Non-personally identifiable analytics

Collected data is retained securely, used only for the stated purposes, and not shared with third parties unless required by law. We comply with Malaysian PDPA requirements.

How We Use Data

User data helps deliver blog updates, respond to inquiries, and improve our resources for financial literacy in Malaysia.

We use collected data to analyze visitor interactions, customize content, and enhance user experience while maintaining confidentiality.

Your Privacy Rights

You have the right to access, correct, or delete your personal data and can contact us at any time for clarification or assistance.

Right to Access

You may request a copy of your data

Right to Rectify

Correct inaccurate or outdated information

Right to Erasure

Request removal of personal data

Right to Portability

Request transfer of your data

How Data Is Shared

Data is shared only with essential partners and in compliance with relevant privacy laws and contractual requirements.

No user data is ever sold. Disclosures are limited to legal obligations and service facilitation only.

Information Security Measures

We apply strict internal protocols and use secure servers to prevent unauthorized access to your information.

Data stored in our systems is encrypted and monitored in line with Malaysian standards to protect your privacy.

Contact Regarding Privacy

For privacy questions or requests, please contact us.
Address: Regus - Kuala Lumpur The Vertical Corporate Towers, Kuala Lumpur 50470 Malaysia
Phone: +6018-426 7799
Email: content@lumexalitho.pro